Academic Program Financial Information

Tuition and Fees

General Fees

Academic Program Tuition and Fees

Any undergraduate program not listed below falls under the standard tuition listed above.

Professional fees for programs can be found on the Charges page .

Other Financial Information

Who To Contact

The Office of Student Financial Services (SFS) assists applicants in making financial arrangements to attend Andrews University through financial clearance. Students with questions about financial assistance that they may qualify for should contact Student Financial Services. Applicants of Federal Financial Aid need to apply and complete the process well in advance of enrollment to assure consideration of all resources, particularly limited ones, and to assure a smooth registration process. Contact information:

Office of International Student Services. All international students who enter the U.S. on an Andrews University I-20 Form are considered Andrews University students. They must report immediately upon arrival to the Office of International Student Services. The office is located on the third floor in the Administration Building, Room 307.

Office of Employment

The Office of Employment, which is part of Human Resources, assists students with on-campus employment needs. The office provides information regarding employment opportunities, assistance with necessary paperwork, administers employment tests and is responsible for updating employment files. The office is located in the Administration Building, Second Floor.

Office of Student Insurance

The Office of Student Insurance, which is part of Employee Services, located in the office of Human Resources, provides information regarding student accident and sickness insurance, as well as providing a student advocate to help mediate for the student, if necessary. The office is located in the Administration Building, Second Floor.

Office of Student Insurance

Insurance

Rates

There will be a $100 deductible and a 20% co-pay due at the time of visit.

Accident/Sickness. Every international student in “student status” is required to enroll in the student health plan. Exceptions are:

1. If you are sponsored by a Conference, an Employer or Government.
2. If you are a Canadian resident.
3. If you are covered under an American group health plan through a spouse or parent.  Please contact stuins@andrews.edu to request an exemption if any of the above apply to you. 

Domestic students must provide proof of a credible heath insurance plan by entering information as a waiver in registration central, or enroll in the student health plan.

Insurance can be purchased for enrolled students only. Health Insurance is required for all students and their dependents.  AU insurance can only be purchased for enrolled students only.

Student health plan (only enrolled students are eligible to participate) approximately $130 per month.  (rates are subject to change yearly). 

Every other student registered for 6 or more credit hours is to be covered by at least an Accident and Sickness Plan. This may be purchased through the university by signing up online in Registration Central at registration time. International students are required to include all dependents that are here in the U.S. and there is an additional fee for adding dependents. Payment for this coverage can be charged to the student’s account. The insurance is non-refundable after the drop/add date.

International students and their accompaning dependents are required to have health insurance irrespective of their class load.

Waivers. Students who have comparable coverage from elsewhere may waive the student health insurance plan by entering their health insurance information into Registration Central at the time of registration.  Proof of health insurane must be taken to the Office of Student Insurance in the Administration buiding before drop/add date for verification of coverage for each semester.

Brochures. Information describing the health insurance coverage can be viewed at www.andrews.edu/hr/stu_insurance

The health insurance premium is charged to the student’s account via information entered in Registration Central. A waiver will prevent this charge from occurring (see Waivers above).

Medicaid. Michigan Medicaid is considered proof of insurance for U.S. Citizens and Permanent Residents and should be entered into the waiver section of Registration Central at the time of registration. The only difference is that the student will be required to bring their current Medicaid card to the Student Insurance Office in the Administration Building before drop/add for verification of current coverage.  This must be done for each registration period that the student is enrolled in school. If proof of current Medicaid is not provided, the student will be charged for the insurance and the charge will be non-refundable.

Note: Medicaid from any other state will not be accepted as a valid waiver.

Student Employment

Students desiring part-time employment must be enrolled fulltime (12 undergraduate credits, 8 graduate credits, or 9 Master of Divinity credits) and they must complete the necessary paperwork at the Office of Employment. To be employed, students must show the Office of Employment original documents (no photocopies) that establish their identity and employment eligibility, such as a U.S. passport, birth certificate, or social security card.

The University allows students to work, as work is available, up to 20 hours per week during the academic year. To maximize work opportunities, the student should schedule their classes so that large portions of the mornings or afternoons are free. Professional performance and conduct is expected in all on-campus employment.

Payroll Schedule. Andrews University follows a biweekly payroll schedule. Student employees are responsible for having their time submitted to their department supervisors each Monday morning. The university does not issue payroll advances for time turned in late.

International Students

International Students must provide the following information:

• Balanced Estimated Budget Sheet
• Letter of financial support
• Bank documentation
• Copy of Passport
• Mailing Address for I-20
• $9,100 advance payment includes ($100 non-refundable New Student International Fee, $3000 International Deposit, $6000 toward first semesters payment). Citizens of Bahamas, Bermuda, Canada and Mexico your advanced deposit is waived.
• MDiv Students need to pay full semester in advance
• All others will need to pay 60% of total expenses for each semester for financial clearance
• Health Insurance is required for all students and their dependents.  AU insurance can only be purchased for enrolled students only. 
• Note:  Once you are no longer registered or it is your last semester and you owe a balance on your education, housing or any other account to Andrews University, your international deposit will be used to reduce or clear the balance. 

Advance Payment. Applicants attending the main campus from outside the United States (except Bahamas, Bermuda, Canada and Mexico) must make an advance payment of $9,100 (includes $100 non-refundable New Student International Fee, $3,000 International Deposit, $6000 towards first semester down payment) before an I-20 will be issued. Citizens of Bahamas, Bermuda, Canada, and Mexico your advanced deposit is waived.  No university scholarships may be applied to pay the deposit. Health insurance is required for all international students and their dependents.  AU insurance can only be purchased for enrolled students only.

All international students are required to participate in the student health program with the following exceptions:

1. If you are sponsored by a Conference, an Employer or Government.
2. If you are a Canadian resident.
3. If you are covered under an American group health plan through a spouse or parent.  Please contact stuins@andrews.edu for an exemption if any of the above apply to you.
4. AU Insurance can only be purchased for enrolled students only.

All international students (except Bahamas, Bermuda, Canada and Mexico) who apply for the MDiv program in the SDA Theological Seminary or DIEP program must only pay for the first semester (tuition, general fee, health insurance and $3,100 advance payment) before an I-20 will be issued.

Returning students must pay their balance in full before an updated I-20 will be issued.  Exceptions to the deposit requirement are made if a student is staying on campus for less than six weeks.  Under these circumstances, no deposit is required.

Note: Sponsored students in addition to the advance payment of $9100 (required for I-20), would be required to pay 60% of the out-of-pocket expenses for the student to be financially cleared to attend classes.  Please contact your student financial advisor to determine the out-of-pocket expenses.

All students requiring an I-20 must be officially accepted into their chosen academic program.  Students must also submit the following: an Estimated Budget for Students Attending on a Visa form, International deposit of $9,100 (includes a $100 non-refundable new student international fee, $3,000 international deposit, and $6000 towards down payment for first semester), financial statements showing that they can cover their first year expenses (see Resource Verification for more information), a copy of their passport, the mailing address and telephone number of the address where the I-20 is to be mailed.  Please contact isfs@andrews.edu for the budget sheet and additional information.

All students are encouraged to pay the $200 SEVIS I-901 fee (subject to change) online at www.fmjfee.com or at the Western Union Quick Pay services or to contact Andrews University International Recruiter in case of unavailability of the Western Union services in their countries. This fee is required by the U.S. Immigration and Customs of all students seeking an F-1 or J-1 visa from an embassy or consulate as well as students applying for admission at a U.S. port-of-entry (such as Canadians) to begin initial attendance at U.S. schools.

SEVIS Fee. International students coming to the United States for the first time must pay a $200 SEVIS fee (subject to change), as mentioned previously, and the cost of the visa at the American Consulate of his/her home country. International students and exchange visitors are subject to the $200 SEVIS fee. To make this payment online or to find out more about the SEVIS fee please visit www.fmjfee.com. Please be sure to bring your original SEVIS payment receipt with you to the U.S. port of entry. 

Unclaimed International Deposits Policy. International student deposits that have not been refunded within three years after the student reaches non-current status shall be transferred from the student’s international student deposit account to a quasi endowment account.

Student Financial Services will monitor the international student deposit account on an annual basis to determine the appropriate transfer of funds to the International Graduate Assistance Fund Account. At the discretion of Student Financial Services, these funds will be available as payment on account to assist graduate international students in their financial clearance process.

The initial funds shall be established as a quasi endowment from which 80% will be invested and 20% will be available annually.

Any subsequent requests will be claimable after identifying that the person is the one who paid the deposit to the account.

International Deposit Allocation. This deposit is not available to cover registration expenses; the deposit earns interest during the time the student is enrolled with full-time tuition. The deposit plus interest is refunded when the student’s degree is completed or enrollment is terminated; alternatively, it can be used as partial payment for the final semester of registration.  If the student doesn’t complete the educational program during the term the deposit is used to meet expenses, the deposit must be reinstated for financial clearance.

Note:  Once you are no longer registered or it is your final semester and you owe a balance on your education, housing or any other account to Andrews University, your international deposit will be used to reduce or clear the balance. 

Resource Verification. Bank documentation as well as other forms of financial documentation are required to prove ability to support one’s educational expenses. Returning students needing an updated I-20 will also need to supply bank documentation.

I-20 Form. Once the deposit and resource verification are received and accepted, the university authorizes the Office of International Student Services to issue the I-20 Form for the purpose of securing a United States student visa. There is an individual I-20 shipment charge that will be billed to your account.  This shipment charge varies according to the country of destination.

Arrival to Andrews University Campus. All international students who enter the U.S. on an Andrews University I-20 Form are considered Andrews University students and must report immediately to the Office of International Student Services.

Exchange Visitor General Conference Sponsorships. The General Conference of the Seventh-day Adventist Church is the sponsoring organization of the Exchange Visitor program and is authorized by the Department of State to issue the DS2019 document. The exchange visitor is required to present the DS2019 and a copy of the $200 SEVIS Fee Receipt at the American Consulate in order to obtain a J-1 visa. This visa (J-1) enables the exchange visitor to pursue his/her study or to do other options as indicated on the DS2019.

Class Loads and Financial Aid

Aid is awarded for an entire academic year (two semesters) and is based on full-time enrollment. The summer session usually is not part of the regular academic year. Students do not receive aid during non-enrollment periods. Most aid programs require students to be enrolled at least half-time. Students who enroll with a half-time class load may receive a maximum of 50% of the full-time award. Three fourths time enrollment permits students to receive a maximum of 75% of the full-time award. Students who change their course load during a given semester should read the Financial Aid Refund policy, see Undergraduate Financial Assistance .

Tuition Adjustment Policies

Tuition adjustments are given to students who withdraw from school or drop individual courses during the academic term. These tuition adjustments are based on the date when all the appropriate drop forms with all the required signatures are completed and filed with the Office of Academic Records.

Courses with Special Schedules. When courses are scheduled for irregular periods of time, adjustments are based on the ratio of the length of the course to the length of the academic period for that course. See also: Withdrawals and Refunds for Self-paced and interactive online courses

Fees. All fees are non-refundable.

Financial Assistance Adjustments after withdrawal. Federal and State regulations require the university to return a portion of program funds when a student withdraws completely from school after receiving financial assistance under any Federal Title IV program (other than Federal Work Study). Refer to Undergraduate Financial Assistance  for Financial Aid Refund Policy.

Gifts and Bequests

Each year the university has increased needs for scholarship funds to aid students. The Trustees of Andrews University invite alumni, friends, and members of the university family to join them in providing an increased opportunity for training youth in the traditions of a Christian university.

The following supplies contact information for making a gift, either unrestricted or designated for a specific purpose, to Andrews University:

Current Gifts

Individuals interested in making a current donation to Andrews University of either cash or non-cash assets should contact:

Office of Development
Andrews University
8903 U.S. Hwy 31
Berrien Springs MI 49104-0660
269-471-3124

Deferred Gifts

Individuals desiring to leave a gift to Andrews University by way of a bequest or another estate plan option should contact:

Office of Planned Giving & Trust Services
Andrews University
8903 U.S. Hwy 31
Berrien Springs MI 49104-0645
269-471-3613